Insurance

Nissan Insurance is dedicated to offering insurance solutions to protect both you and your vehicle if the unthinkable happens.

Nissan Insurance provides quality insurance to protect your vehicle, so you're covered if you have an accident or your vehicle is stolen. Cover is also available to protect your tyres and rims against damage from road hazards. You may also wish to consider Value Protect Insurance which can provide additional cover in the event of a total loss.

But what if your vehicle is financed and something happens to you? There's your loan and your credit rating to consider, that's why we offer Loan Protection insurance.

We at Nissan Insurance are proud to offer a range of insurance products designed with our customers in mind.

Prestige Motor Insurance

Our Prestige Motor Insurance offers you the assurance you need, like a brand new replacement vehicle after a total loss if within 3 years from the original registration date*, genuine manufacturer's parts** for repairs and a safe driver discount for eligible drivers.

We also understand that the extra features can make the difference, so our Prestige Motor Insurance offers an impressive range of additional benefits:

  • Up to $500 towards damaged or stolen personal effects and clothing;
  • Up to $1,000 for re-keying and re-coding if your vehicle keys are stolen;
  • Up to $1,000 automatic cover for trailers and caravans attached to your vehicle;
  • Up to $500 towards emergency repairs;
  • Up to $400 for emergency accommodation following an accident or theft;
  • A rental car for up to 14 days if your car is stolen, up to $75 a day;
  • Up to $400 for accommodation if your car breaks down away from home;
  • Optional Tools of Trade cover, up to $1,500; and
  • Premium payment by direct debit at no extra cost***.

For further information or assistance call Nissan Insurance on 1300 654 975.

*New for old replacement is only if the same make, model and series of vehicle is available in Australia.
**Genuine manufacturer's parts guarantee applies to accepted claims for vehicles up to five years of age since new and where the part is available locally at the time of repair. For vehicles aged beyond three years, we will use either genuine new, reconditioned or recycled parts.
***Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees that may apply.

Prestige Motor Insurance PDS

Loan Protection Insurance

If something happens to you, what happens to your car loan? Protect your finances and your credit rating with our Loan Protection Insurance. Loan Protection can help provide security in the knowledge your loan will be paid, even if you suffer an illness or injury and cannot work.

Not everyone's circumstances are the same, so we've designed several options that you can choose from:*

  • Have your car loan repayments paid if you are injured or ill and cannot work; and/or
  • Have your car loan paid out in full if you have coronary artery bypass surgery, a heart attack, a major stroke or cancer,** or if you should die; and/or
  • Have your car loan repayments paid if you become involuntarily unemployed.

For further information or assistance call Nissan Insurance on 1300 654 975.

*As defined in the Loan Protection Insurance PDS.
**Subject to policy limits.

Loan Protection Insurance PDS

Business Loan Protection Insurance

What happens to your business car loan if something happens to you personally? Our Business Loan Protection Insurance can help provide the security of knowing that your loan will be paid if you suffer an illness or injury and cannot work, or even die.

You can choose from the following options*:

  • Have your car loan repayments paid if you are injured or ill and cannot work; and/or
  • Have your car loan paid out in full if you have coronary artery bypass surgery, a heart attack, a major stroke or cancer,** or if you should die.
  • Have your car loan repayments paid for you if you become involuntarily unemployed.

Nissan Business Loan Protection Insurance provides cover for loans up to $100,000, for singles and couples. There are no medical tests or other assessment required to apply.

For further information or assistance call Nissan Insurance on 1300 654 975.

*As defined in the Load Protection Insurance PDS.
**Subject to the policy limits.

Business Loan Protection Insurance PDS

Tyre and Rim Insurance

A tyre blowout doesn't have to mean a budget blowout. If you drive regularly, you'll know how costly it can be to replace a tyre or rim, especially if you're not expecting it.

Tyre and Rim Insurance is designed to cover you if your motor vehicle's tyres or rims are damaged (including punctures and blowouts to tyres) by road hazards like roadside kerbs, potholes and road debris.

You can choose between two levels of cover - Standard or Prestige. Plus, there is a policy option available which will provide you with emergency accommodation if the incident that results in your tyres or rims being damaged takes you off the road a long way from home.

For further information or assistance call Nissan Insurance on 1300 654 975.

Tyre and Rim Insurance PDS

Value Protect Insurance

If your vehicle is declared a total loss, your comprehensive insurance payout may not cover the total amount you paid for your vehicle, or the loan amount you still owe.

Nissan Insurance Value Protect Insurance covers this shortfall so you don’t have to. Whether you have paid for your vehicle outright, or have a loan balance outstanding, Value Protect Insurance can help so a total loss doesn’t leave you out of pocket.

What are the benefits?

Value Protect Insurance pays you the greater of the

  • loan settlement amount less total loss payment; or
  • the replacement vehicle value less total loss payment, up to the maximum sum insured under the cover option you select

What are the benefits?

Value Protect Insurance pays you the greater of the

  • loan settlement amount less total loss payment; or
  • the replacement vehicle value less total loss payment, up to the maximum sum insured under the cover option you select. 

What are the Value Protect Insurance cover options available?
(Note that this applies to Standard Cover).

You can choose the Value Protect Insurance option that best suits your needs, for a term of 5 or 7 years. Select from:

Option

Cover

 

Option A

$10,000 shortfall + $2,000 Extra Cover

Option B

$15,000 shortfall + $4,000 Extra Cover

Option C

$20,000 shortfall + $7,000 Extra Cover

Option D

$30,000 shortfall + $10,000 Extra Cover

What is Extra Cover?

In addition to covering the shortfall, Value Protection Insurance extras cover will reimburse you for:

  • The excess paid by you to your comprehensive motor insurer.
  • Delivery charges, CTP, registration and stamp duty on your replacement vehicle.
  • 12 months comprehensive motor insurance on your replacement vehicle.
  • Up to 10 days vehicle hire.

For further information or assistance contact your participating Nissan Insurance dealer or call Nissan Insurance on 1800 035 035

Nissan Value Protect Insurance Policy

Insurance Disclaimer

Nissan Loan Protection and Business Loan Protection is issued by the following insurers:

"Part 2 - Disability Cover" and "Part 3 - Involuntary Unemployment Cover" are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234 708 (Allianz).

"Part 1 - Trauma and Death cover" is provided by Allianz Australia Life Insurance Limited AFS Licence No. 296 559 ABN 27 076 033 782 (Allianz Life). Allianz acts as Allianz Life's agent in offering and administering the Part 1 - Trauma and Death cover.

All other Nissan Insurance is issued by Allianz Australia Insurance Limited and the authorised dealers act as agents of Allianz and not as your agent.

In entering into a contract of insurance for this policy, you acknowledge that this insurance policy document and any other document which we tell you forms part of this policy (Policy Documentation), sets out the entire agreement that exists between you and Allianz in connection with this policy. You also acknowledge that you have not relied on any prior representations which are not expressly included in or are otherwise inconsistent with this Policy Documentation. Neither Nissan nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms conditions and exclusions apply. Before making a decision, please consider the relevant product disclosure statement available for your authorised Nissan Dealer.